Mon. Jun 10th, 2024
BISP Bachat SchemeBISP Bachat Scheme

BISP Bachat Scheme Benazir Income Support Program (BISP) has introduced the BISP Bachat Programme, a savings program aimed at providing financial support to low-income families across Pakistan. Under this plan, participants can save money in their bank accounts and BISP will provide an additional 40% of their savings. Here is how you can apply online for the BISP Bachat program

Step-by-step guide to the BISP Bachat Scheme

  • Check your eligibility:
  • Before applying, check your eligibility on the official website of the BISP Bachat Scheme.
  • Visit the Official Portal:
  • Access the designated portal to submit your application. Only applications sent through the official portal will be considered.
  • Complete the application form:
  • Please provide the required information accurately in the online application form. Be sure to check all details before submitting.
  • Submit your request:
  • After completing the form, submit your application through the official portal.
  • Wait for confirmation:
  • Once your application has been submitted, wait for confirmation from the BISP team.
  • Open a savings account:
  • If your application is successful, open a savings account at a bank of your choice.
  • Deposit Monthly Savings:
  • Participants must deposit a monthly savings amount of between Rs 500 and Rs 1,000 into their bank accounts.
  • Receive an additional 40% savings:
  • The BISP will provide an additional 40% of the participant’s savings.
  • Plan duration:
  • The duration of the plan is two years. At the end of this period, you will be able to withdraw the full amount.
  • Withdrawal conditions:
  • During the two-year period, you cannot withdraw your principal amount. However, the BISP contribution and accrued interest can be withdrawn.
  • Withdrawal flexibility:
  • Participants can withdraw from the plan at any time. However, reinstatement will only be possible at the end of the plan.

Requirements for BISP Bachat Scheme

The BISP Bachat program is currently being launched in the following districts:

Lucky Marwat
Qila Saifullah

application requirements

  • No application fee:
  • There are no fees associated with applying for the plan.
  • Eligibility Criteria:
  • Selected applicants will be identified based on Poverty Measurement Tool (PMT) score.


Can I apply for the BISP Bachat program if I reside outside the eligible districts?

No, the plan is currently limited to specific districts, as mentioned above. Residents of other districts are not eligible to apply.

Can I deposit more than the specified monthly amount?

Yes, participants have the option to deposit more than the minimum required amount if they wish to increase their savings and maximize the benefits of the plan.

How will I know if my application was successful?

Selected applicants will be notified via the contact information provided in their application. Additionally, you can check the status of your application on the official BISP portal.

Is there any age restriction to participate in the plan?

No, there is no age restriction to participate in the BISP Bachat program. People of all age groups can apply provided they meet the eligibility criteria.


BISP Bachat Scheme presents a valuable opportunity for people in eligible districts to save money and receive additional financial assistance from the government. By following the steps outlined in this guide, you can easily apply for the plan online and start generating savings with the added benefit of a 40% BISP bonus. Don’t miss this opportunity to secure your financial future and improve your quality of life. Apply now and take the first step towards a better tomorrow. BISP Bachat Scheme